Agni Kumar from Milton High School has been awarded a $20,000 scholarship through the H&R Block Budget Challenge, an interactive, real-life simulation, personal financial education program that rewards students for mastering real-world budgeting and personal finance decision-making. She is one of 66 winners nationwide. Now in its second year, the program works by replicating an adults financial life, requiring students to pay virtual bills, save for retirement, and repay student loans. Students from across the nation who participate in this virtual program are also competing for $3 million in college scholarships and classroom grants.